Medicare Fees Mini Rant

Medicare_card_new

Am I the only one that thinks it is kind of messed up that you pay into Medicare all your life, and then, when you finally get coverage (either through age or proven disability), you still have to pay monthly plan premiums, deductibles, and don’t receive even basic care like prescription coverage without buying additional plans?

I know if you are impoverished enough, some of these fees can be waived or you might qualify for Medicaid to help out, but since I am married and my husband brings home a lower, middle class income, we don’t qualify for any of that help. I can understand why some benefit recipients choose not to get married! They pretty much penalize you for it.

I’m not complaining because I am the worst off in the world (I know I’m not). I guess I was just surprised to find out what the reality of receiving Medicare coverage is actually like. It honestly isn’t much different than commercial insurance in all the ways they find to charge you more for necessary healthcare.

4 thoughts on “Medicare Fees Mini Rant

  1. My wife is now using Medicare, and I will in another year. Overall, her coverage supplemented by private insurance (with a zero premium) provides for her basic needs, and all of her meds are covered. She misses the better vision and dental insurance she had when working.

    Liked by 1 person

    1. I am fortunate to still be covered under my husband’s medical plan from work or I would really be in trouble. Medicare alone wouldn’t come close to providing everything I need 😦 How did your wife get supplemental private with a zero premium? Does she still have to pay deductibles or copays or something like that?

      Like

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