Am I the only one that thinks it is kind of messed up that you pay into Medicare all your life, and then, when you finally get coverage (either through age or proven disability), you still have to pay monthly plan premiums, deductibles, and don’t receive even basic care like prescription coverage without buying additional plans?
I know if you are impoverished enough, some of these fees can be waived or you might qualify for Medicaid to help out, but since I am married and my husband brings home a lower, middle class income, we don’t qualify for any of that help. I can understand why some benefit recipients choose not to get married! They pretty much penalize you for it.
I’m not complaining because I am the worst off in the world (I know I’m not). I guess I was just surprised to find out what the reality of receiving Medicare coverage is actually like. It honestly isn’t much different than commercial insurance in all the ways they find to charge you more for necessary healthcare.
Sorry I didn’t update you all yesterday after the hearing, but I was just too exhausted mentally, emotionally, and physically after the stress of the day. Overall, I think the hearing went ok. It didn’t start out very well since my husband and I had trouble locating the right building and ended up walking through the thick, slushy snow so far that I had an asthma attack, started crying, and was totally soaked from the knees down by the time we actually found the right building. The roads were bad too from the snowstorm and parking was almost impossible since none of the parking lots had been cleared yet.
Once we got into the building, I had a few minutes to recover from the asthma attack and calm down at least. I also had about 15 minutes to meet with my lawyer before the hearing to go over everything again. During the hearing itself, I was quite nervous. I was doing a lot of rocking back and forth (“stimming” in autistic terms).
I think I only had the nerve to look at the judge two or three times the entire hour I was in there. I mostly stared at the microphone and tried to block out everyone else there while answering questions. That seemed to help my social anxiety. I think I did a decent job answering the judges questions…and she asked a lot. I never lost control of myself, although in my closing remarks I did tear up a bit and got a little emotional talking about how hard it had become for me to keep a job due to my physical and mental disabilities.
Unfortunately, the judge did not tell me her decision yesterday. I will have to wait to receive the official verdict letter. On the positive side, my attorney did say afterwards that he thought it went great and even on the off chance that the judge gave a negative verdict, he thought I had a strong enough case that he would appeal that. I hope it doesn’t come to that though, God only knows how much longer that would make the whole thing drag out…and quite honestly, we need the money as soon as possible, especially since I just got a $1,500 ER bill (our deductible sucks).
I didn’t post the last couple days because I’ve been sick. At first I thought I was having an adverse reaction to hemp seed oil, which I decided to try for the first time Friday. I was hoping it would help my chronic pain issues, but within a few hours of taking it, I developed a horrible headache (almost migraine level) and then became really nauseated and felt like throwing up all night.
However, yesterday I made sure not to take the oil again and I still had a rough day with nausea and other stomach issues, so I’m not sure if an adverse reaction could last that long or if maybe I just had a stomach bug or something. I hope it wasn’t the hemp seed oil, because if that makes me sick, I would worry that medical marijuana might do the same, which I am still hoping to try if I can get my Ohio prescription card.
The really sucky thing about Ohio’s medical marijuana program is that they only approve certain doctors to prescribe it and it sounds like you have to go through certain organizations to get approved….organizations that do NOT take any kind of insurance and charge a couple hundred bucks just for your first visit. Almost seems like a scam in some ways. I’m doubting you can use insurance on the prescriptions themselves with a system like that, but I’m not sure. So honestly, I don’t know if I can afford medical marijuana 😦
As for my possible adverse reaction, I think it worries me even more because my mom always told me that she could never smoke weed because it gave her migraines and made her physically ill. I was hoping I didn’t inherit whatever it is that caused that reaction in her, but now I’m worried maybe I did. It would suck to spend all that money on a medical marijuana card and then find out it made me feel worse.
On social media and in real life, I hear a lot about how the poor “take advantage” of the system and how they “waste what they have” or are “just plain lazy”. Of course, these comments always seem to come from people who are at least close to middle class and have never once gone truly hungry, been homeless or lost everything they have through some cruel twist of fate. Having grown up in a mostly one-parent family that did accept government and charity assistance on occasion (even though my mother often worked MORE than full time), I see a different perspective.
Sometimes the decisions that the impoverished make do contribute to their own problems, but often this is due to poor foresight or desperation. They may make rash decisions based on immediate needs and not long-range goals…but that is because they are worried about survival right now and fighting for survival tends to occupy all your attention. When every day of your life is spent wondering how you will eat and find or keep shelter, there is not much energy left for self-help philosophies or economical posturing. Glimmers of hope might break through here or there (a better job, higher education, etc.), but often these desires are washed aside by the necessity of making it through this month, this week or even this day.
I will admit that on occasion the impoverished may seem to purposefully waste money. Buying a lottery ticket, cigarettes, alcohol or junk food may seem like a huge waste when someone is down to their last dollar. So why do they do it? I think it is like Vincent Van Gogh once observed, they are attempting to “revolt against the misery” of poverty. They are laughing in the face of danger and saying that this miserable world isn’t going to steal every bit of enjoyment from them. It is not really wise, but it is an emotional reaction to a life that often seems to have no hope or end.
Perhaps it is for the same reason that so many employees (even those in low paying management positions) steal from the big, impersonal corporations they serve, even if all they take home is a box of ball point pens or a few rolls of toilet paper. I’m not saying stealing is right, but in the human mind, there is always the desire for the underdog to score a triumph (even a tiny one) over who they see as the big bully on the block. All of these seemingly poor decisions are really just a way for those who feel ignored and despised to give this unfair, greedy world the middle finger. A way to quietly rebel, even if no one notices.